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A good credit rating is essential if you want to take out a mortgage
loan. But what if your credit isn't so great? If you're
planning to apply for a loan there are ways you can improve your
credit history before you apply.
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Open and
use a savings account and a checking account,
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Pay bills
by personal check,
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Pay
monthly obligations on time,
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Obtain a
major credit card, or some other means of establishing an ongoing
credit history,
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Be at the
same place of employment for at least two years,
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and
contact a loan officer to pre-qualify for the loan. |
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